USF Investor/Parents Program

USF Housing is very expensive, and it is often cheaper for students to share a property off-campus.  Many people have purchased a property for their children to use while in college, then sold it for a profit when college was over.  But the advantages don't stop at being able to buy at the same price of a dorm renta.  Parents will also benefit from tax deductions of interest, accellerated depreciation, and market price appreciation.  These additional benefits turn a purchase into an investment.  

Why use The USF Investor/Parent Program?

  • We provide you with a free unlimited rental/leasing listing on the MLS
  • We offer a 25% discount on the listing commission when you sell the property with us later
  • We have access to specilized lending programs that make cashflowing investments easier.

The cheapest USF housing is $442 monthly with some units costing as much as $1,000 a month.  You can visit a link to USF housing cost here

Purchase Price $150,000

at 6.25% for 30 years   $924 per month
at 6.25% Interest Only $780 per month
Monthly cost split 2 ways with $150 maintence fee Interest Only = $465 each

Purchase Price $175,000

at 6.25% for 30 years   $1070 per month
at 6.25% Interest Only $911 per month
Monthly cost split 2 ways with $150 maintence fee Interest Only = $530 each
 

 Take a look at some communities that are often home to USF at this link

 

 *  These loan calculations are based on conventional financing.  It is actually possible to get 5 year fixed payment rates well under $600 if you are willing to consider finance with a deferred interest component. 

 

 

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